Educational calculator
Consórcio vs financing
Compare estimated total cost and monthly installment. Then check if an available carta contemplada improves the decision.
Financing paymentR$ 3.527/mo
Estimated consórcio paymentR$ 2.500/mo
Estimated savingsR$ 123.247
Educational simulation using a 1.05% monthly financing rate and a 20% consórcio administration fee. The entry is capped at the asset value for financing and at the estimated total cost for consórcio. It does not include the annual reajuste of consórcio installments. Real values vary by bank, administrator, contract, reajuste and credit profile.
See letters for this valueWhere carta contemplada fits
If you want to avoid bank interest but cannot wait for a draw, a carta contemplada can be an alternative. The critical points are letter verification, administrator approval, transfer process and a clear entry price.
FAQ