Pressure to pay
Scammers use urgency to stop you from checking documents and the administrator.
- Today-only price
- Pix before verification
- No time to review
- No formal contract
Safety
Consórcio and carta contemplada scams: warning signs
Learn the most common scam patterns before buying or selling a contemplated letter.
Fake or incomplete proof
Screenshots can be edited. The administrator is the primary source.
- Edited statement
- Missing group/share
- No balance confirmation
- Transfer outside the administrator
Company red flags
A real intermediary must be identifiable and willing to explain the process.
- No CNPJ
- No address
- No clear contract
- No reputation trail
FAQ