About Liberty Carta
More transparency in the carta contemplada market
We organise the buying, selling and transfer of contemplated consortium letters with a clear process, document verification and fast replies. We act as brokers and advisors — we are not a consortium administrator.
Our methodology
Valuing a carta contemplada is not a guess. Every proposal starts from concrete data about the share and the secondary market — so both buyer and seller decide with clarity.
We read the official statement
Credit, balance, paid and remaining installments, contemplation and any restrictions — straight from the administrator, no guessing.
We benchmark the secondary market
We cross the share against real deals by administrator and segment to reach a fair price range.
We show the total cost, not just the entry
Entry (with ágio), installments, term and the annual reajuste — so you can compare with real financing.
We run the official cessão
Conditional payment and a formal transfer through the administrator. Never pay before verification.
We are a team based in Florianópolis (SC), combining technology and consortium-market experience. Any percentages we publish are Liberty Carta commercial estimates and vary by administrator, group, term and documentation; transfer approval always depends on each administrator's analysis.