LIBERTYCARTA

Legal safety

Brazil's Consórcio Law 11.795: what matters in a transfer

Law 11.795 structures the consórcio system in Brazil and reinforces the role of the administrator and group rules.

Chapter 01

Administrator role

The administrator manages the group, charges installments and applies transfer rules.

  • Group contract
  • Assemblies
  • Contemplation
  • Transfer rules
Chapter 02

Cessão of the share

The sale must respect the contract and administrator approval.

  • Registration review
  • Documentation
  • Outstanding balance
  • Signatures
Chapter 03

What to observe

The law does not remove commercial risk; it makes the process formal.

  • Contract
  • Statement
  • Internal rules
  • Official channels

FAQ

Frequently asked questions